We Educate

Financial literacy is a core part of our service

About Us

We’re proud to offer a prestigious selection of financial services products from some of the world’s leading life insurance providers.

What We Do

EDUCATE Financial literacy and leadership development are a core part of our training.
SERVE Families can visit with our agents in our local offices or in the comfort of their homes to talk about their financial priorities.
CELEBRATE We believe that hard work and commitment should be recognized.

 

We are a PHP Affiliate Agency

PHP Agency Inc. is a national financial services marketing company with a compelling two-part vision: change the culture and diversity of the insurance industry and build the world’s largest financial services marketing company in history. Nearly 40 million U.S. households (45%) have no retirement assets, according to a recent report by the National Institute on Retirement Security, and half of those households are headed by someone aged between 45 and 65. As your local PHP Affiliate, we are here to help!

We bring life insurance to multi-cultural middle-class America

Debt Solutions

We specialize in helping thousands of people like you acquire financial debt relief by helping them resolve their student loan, credit card, medical and/or other forms of unsecured debt. Click on the button below and let’s get started.

Our Services

Every day, we wake up and step into our normal routine. Fate will step in one day, we just don’t know which day. On that day, life insurance stands in the gap for individuals and families who need it.

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TERM LIFE INSURANCE

“Term” is a life insurance policy that provides coverage for a predetermined amount of time. Benefits are gained if the policy owner passes away in a predetermined time frame, typically 10,15,20 or 30 years.

NO-MEDICAL EXAM LIFE

This simple, affordable life insurance is designed to cover expenses like medical bills and funeral costs (including plot and mortuary expenses) and can help protect your loved ones from future financial burdens. This provides permanent life insurance coverage with flexibility and long-term grown potential.
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INDEXED UNIVERSAL LIFE

Indexed Universal Life Insurance is a form of permanent life insurance. It’s an insurance policy where the benefit is assured to be paid upon your death (assuming the policy is kept current). Also, unlike Term insurance, the policy can accrue a cash value within specified “indexes” (such as the S&P 500 or Nasdaq 100).

FIXED INDEXED ANNUITY

This is a special class of annuities offered by PHP that yields returns on your contributions based on a specific equity-based “index,” such as the S&P 500. With an Indexed Annuity there is a guaranteed minimum return, so even if the stock index does poorly, the holder will not lose any part of his investment. Conversely, the yields will be somewhat lower due to caps and fee-related deductions.

MSM Mission Works Agents

We believe People Service People, so we work hard to attract the best agents in the industry. We create an environment that attracts people from all walks of life.

Malwante R. Stewart

Director of Expansion/Agent

Current Topics & Events

From financial education to Community Events, it’s all here . . .

The PHP Opportunity

The PHP Opportunity Team Blog OUR CULTURE We create an environment that attracts people from all walks of life. Make a Change in Your Life Today! When our CEO, Patrick Bet-David founded PHP in 2009, there was one thing he promised; to never become a boring traditional...

Pink Party by MSM Mission Works a PHP Affiliate Agency

Pink PartyTeam Blog Pink Party by MSM Mission Works a PHP Affiliate Agency Tue, October 3, 2017 - 6:30 PM – 10:00 PM You are invited! Come join this wonderful cause to fight Cancer within our communities. This mixer will be raising funds to support research and...

Frequently Asked Questions

We are regarded as industry leaders in financial education and planning. Here are some of the questions we get ask most.

How much money do I need to retire?
The amount of money needed for retirement will be different for everybody. While some people will want to travel and spoil their grandkids, others will not. The best rule of thumb is to add up expected retirement income – social security, pensions, distributions from individual retirement accounts, investments, etc. – and subtract all expected retirement expenses – housing, utilities, taxes, insurance, food, clothes, etc. – to see how much of this will be needed after retirement. The final answer, of course, will be based on anticipated life expectancy.
What happens to a retirement fund if I die before withdrawing the money?
If you are married, the money in your retirement accounts becomes the property of your spouse unless you've named a non-spousal beneficiary. If you are single and have named a beneficiary, the beneficiary will inherit the accounts. If you are single and have not named a beneficiary, the accounts will become part of your estate.
What retirement accounts are best for those in the military?
Military personnel can contribute to a Thrift Savings Plan (TSP) along with either a traditional or Roth IRA.
How much should I be saving each month for retirement?
If you contribute to an employer-sponsored retirement savings plan such as a 401(k) or 403(b) plan, it's a good idea to contribute at least as much as your employer's matching contribution. After that, you should either contribute to a traditional or Roth IRA to save as much money as possible each month.

Every day, we wake up and step into our normal routine. Fate will step in one day, we just don’t know which day. On that day, life insurance stands in the gap for individuals and families who need it.

Patrick Bet-David founded PHP Agency in 2009 to bring life insurance to multi-cultural middle-class America and bring an entrepreneurial opportunity to individuals in those communities.

MSM Mission Works is a Proud PHP Agency.

Feel Free to Contact

Not sure where to start? Connect with us today and a MSM Mission Works financial advisor will help you plan, implement, and manage your Investment and Retirement goals..

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